tag:blogger.com,1999:blog-7923005810906159036.post2250604700401562474..comments2024-03-27T12:49:05.975+00:00Comments on IP finance: Money for (old rope) new patentsAnne Fairpohttp://www.blogger.com/profile/02579190868405783459noreply@blogger.comBlogger1125tag:blogger.com,1999:blog-7923005810906159036.post-64083839978475054822014-10-14T05:47:46.355+01:002014-10-14T05:47:46.355+01:00Of the 3 schemes I reviewed, Singapore is more cle...Of the 3 schemes I reviewed, Singapore is more clearly delineated than Malaysia and the China IP lending is more to support local champions. <br /><br />IP Office of Singapore offers to underwrite any patent as asset backed loan up to 80% of first losses (principal) capped at $1M SGD. In return successful applicants get a term loan with attractive interest capped at 7.5% at a 20-30% LTV. The valuation must be undertaken by one of the nominated parties, much like oil reserves are audited by specialists according to the accounting standard. <br /><br />However, the conditions of being revenue positive and clear monetarisation pathway makes this scheme unsuitable for startups, however, it may complement other initiatives such as the Productivity Incentive Credit which encourages SMEs to acquire IP.drllaunoreply@blogger.com